Morale, Welfare & Recreation

Helpful Internet Financial/Consumer Links

The Consumer Advocacy program offers a wide range of consumer topics and information beneficial in becoming an educated consumer. Our goal is to serve as a central information and resource point for eligible military beneficiaries.

1.   PREVENTION EDUCATION and TRAINING PROGRAM

2.   FINANCIAL COUNSELING SERVICES

3.   PUBLIC INFORMATION AND AWARENESS

4.   CONSUMER ADVOCACY SERVICES

5.   HELPFUL INTERNET FINANCIAL/CONSUMER LINKS

If you desire additional information please feel free to contact the Personal Financial Readiness Program Manager via the Internet at Financial Readiness.

Credit Reports: When was the last time you reviewed your personal credit report? A wise consumer reviews his/her credit report at least once a year for discrepancies. If you desire information about your credit report; check out these links: EXPERIAN: http://www.experian.com/index EQUIFAX: http://www.equifax.com.consumer FTC Credit Repair: http://www.ftc.gov/ro/chro/index Bank Rate Monitor: http://www.bankrate.com
Automobiles-New or Used: Are you considering purchasing a new or used automobile in the near future? Will you be trading in your current vehicle; do you know how much it’s worth? Before you make that final decision check out these websites: EDMUNDS CAR PRICING SERVICE: http://www.edmunds.com KELLEY BLUE BOOK: http://kbb.com Used Car Test Drive and Interior/Exterior Checklists: http://www.gordon.army.mil/acs/drnet.htm
Insurance: Are you sure your insurance is the lowest rate possible? Need quotes and information about specific companies? Start here for some assistance: Insurance Web: www.insweb.com Information about specific insurance companies: www.barryklein.com\| · RightQuote - Instant online quotes for life insurance · Standard and Poors - Insurance company ratings. · InstantQuote - Term life insurance quotes · Auto Quotes - Auto insurance quotes · AccuQuote - Online life insurance quotes
Have you ever wondered what the latest consumer scam is? Or what financial institution is offering the lowest credit card or mortgage rates? Do you want to do some comparison-shopping, or get the lowest travel rates? These consumer websites have so much information and combined have over 2,000 other helpful links. CONSUMER WORLD: http://www.consumerworld.org The Money Advisor: www.moneyadvisor.com b. Fraud Prevention and Complaints: If you need help with a consumer question or complaint, the latest consumer fraud and scam alerts, or program, services, and locations of agencies developed to help the consumer, just visit these websites. Need help filling out a consumer complaint form or need information. BBB-Detroit, Michigan: http://www.detroit.bbb.org NATIONAL FRAUD INFORMATION CENTER: http://www.fraud.org Michigan State Attorney General: http://www.ag.state.mi.us/AGwebsite Better Business Bureaus Flim Flam Dot Com c. The Consumer Information Center’s Catalog has over 200 free or low cost Federal booklets with helpful information for the consumer. Topics range from careers, education, cars, food, financial planning, nutrition, health, and small business. The catalog is free. CONSUMER INFORMATION CENTER: http://www/pueblo.gsa.gov
Credit Counseling Agencies: Looking for a credit counseling agency to help you establish a debt management program, or maybe an on line company that will pay your bills on a monthly basis; check out these sites: Debt Counselors of America: www.dca.org Money Management By Mail: www.moneymanagementbymail.org National Foundation of Credit Counselors: www.nfcc.org A list of Michigan credit counseling centers: www.nfcc.org/help/state1.cfm

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